Florida condosPinellas CountyClearwaterCutter Cove
Cutter Cove, Clearwater
A structural integrity reserve study (SIRS) is on file with the state for this 53-unit community at 320 Island Way, completed January 23, 2024 by an engineer (DBPR's SIRS database, as of October 5, 2026).
The association reports 3 floors and a 1994 construction year. The county roll lists 1995 as the year built. If its certificate of occupancy (CO) was issued in 1994 and all 3 floors are habitable stories, its first milestone inspection would have been due by December 31, 2025 (s. 553.899(3)(a), F.S.). Whether it was done is on file with the local building official.
SIRS completed January 23, 2024.
Construction year (SIRS filing).
Floors (SIRS filing).
First inspection would have been due.
Timeline
- 1994Declaration recorded March 11, 1994.
- 2024SIRS completed January 23, 2024; the next is due within 10 years (s. 718.112(2)(g)1., F.S.).
- 2025First milestone inspection would have been due.
Need the next inspection or study priced?
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Quote requests open soonFacts and sources
| Fact | Value | Source |
|---|---|---|
| Units | 53 in one building | DBPR condo file, Oct 3, 2026; building report |
| Declaration recorded | March 11, 1994 | DBPR condo file, Oct 3, 2026 |
| Year built | 1994 | Pinellas property roll (1995); association's SIRS filing (1994) |
| Floors | 3 | SIRS filing, self-reported |
| SIRS completed | January 23, 2024, by an engineer | DBPR SIRS database, Oct 5, 2026 |
| DBPR project number | PR1P022461 | DBPR condo file, Oct 3, 2026 |
| FEMA flood zone | AE, base flood elevation 9 ft (high risk, special flood hazard area) | FEMA flood layer, Oct 5, 2026 |
| Unit parcels | 53 on the county roll, averaging 1,700 sq ft of living area | Pinellas property roll 2026 |
| Distance to the coastline | about 0.8 mile | Our calculation, TIGER 2024 |
| Association | Cutter Cove Condo Assn Inc · formed January 26, 1994 · annual report 2026 | Sunbiz, Jul 1, 2026 |
| Registered agent | Rabin Parker, PA | Sunbiz, Jul 1, 2026 |
| Mailing address matches | the office of Resource Property Management, Inc., a licensed manager firm | DBPR CAM file, Sep 30, 2026; address match only |
Owners
Owners can ask the board for Cutter Cove's inspection summary, if one was done, and the January 23, 2024 SIRS (s. 553.899(9) and s. 718.112(2)(g)11., F.S.).
Clearwater comparison
Cutter Cove is older than 13% and larger than 36% of Clearwater's 215 communities with 25+ units (our calculation from the DBPR condo file, Oct 3, 2026).
All 215 Clearwater condo communities with 25 or more units
Within half a mile
| Building | Units | Built or declared | SIRS at DBPR | Distance |
|---|---|---|---|---|
| Island Way Towers | 46 | 1961 | none found | 0.10 mi |
| Starboard Tower Clipper Cove | 184 | 1978 | none found | 0.11 mi |
| Dolphin Cove | 134 | 1974 | On file | 0.14 mi |
| Azure | 46 | 2023 | On file | 0.15 mi |
| Dolphin Harbour of Island Estates | 27 | 2023 | none found | 0.18 mi |
| Islander | 64 | 1972 | On file | 0.18 mi |
| Residences at Windward Passage | 55 | 2006 | none found | 0.21 mi |
Nearby condos
All Clearwater condo communities · Pinellas County condo communities
FAQ
Does Cutter Cove in Clearwater need a milestone inspection?
Yes, at 30 years from its certificate of occupancy, if it has three or more habitable stories; its SIRS filing reports 3 floors.
Has Cutter Cove filed its SIRS?
DBPR lists a Cutter Cove study completed January 23, 2024.
Corrections: condoduedate@agentmail.to · Deadline calculator