Florida condosCollier CountyNaplesMontego at Cove Towers Preserve
Montego at Cove Towers Preserve, Naples
A structural integrity reserve study (SIRS) is on file with the state for this 58-unit community at 445 Cove Tower Drive, completed May 16, 2025 by an engineer (DBPR's SIRS database, as of October 5, 2026).
The association reports 18 floors and a 2001 construction year. The county roll lists 2002 as the year built. If its certificate of occupancy (CO) was issued in 2001, its first milestone inspection is probably due by December 31, 2031 (s. 553.899(3)(a), F.S.). A local building department can require the first inspection at 25 years: check with the city building department or Collier County Growth Management, Building Review & Permitting.
SIRS completed May 16, 2025.
Construction year (SIRS filing).
Floors (SIRS filing).
First inspection is probably due.
Timeline
- 2002Declaration recorded April 11, 2002.
- 2025SIRS completed May 16, 2025; the next is due within 10 years (s. 718.112(2)(g)1., F.S.).
- 2031First milestone inspection is probably due.
Facts and sources
| Fact | Value | Source |
|---|---|---|
| Units | 58 in one building | DBPR condo file, Oct 3, 2026; building report |
| Declaration recorded | April 11, 2002 | DBPR condo file, Oct 3, 2026 |
| Year built | 2001 | Collier property roll (2002); association's SIRS filing (2001) |
| Floors | 18 | SIRS filing, self-reported |
| SIRS completed | May 16, 2025, by an engineer | DBPR SIRS database, Oct 5, 2026 |
| DBPR project number | PR1U025526 | DBPR condo file, Oct 3, 2026 |
| FEMA flood zone | AE, base flood elevation 10 ft (high risk, special flood hazard area) | FEMA flood layer, Oct 5, 2026 |
| Unit parcels | 58 on the county roll, averaging 2,590 sq ft of living area | Collier property roll 2026 |
| Distance to the coastline | about 1 mile | Our calculation, TIGER 2024 |
| Association | Cove Towers Preserve Condo Assn, Inc · formed February 7, 2000 · annual report 2026 | Sunbiz, Jul 1, 2026 |
Owners
Owners can ask the board for Montego at Cove Towers Preserve's May 16, 2025 SIRS (s. 718.112(2)(g)11., F.S.).
Naples comparison
Montego at Cove Towers Preserve is older than 26% and larger than 49% of Naples's 850 communities with 25+ units (our calculation from the DBPR condo file, Oct 3, 2026).
All 850 Naples condo communities with 25 or more units
Within half a mile
| Building | Units | Built or declared | SIRS at DBPR | Distance |
|---|---|---|---|---|
| Aruba at Cove Towers | 50 | 1999 | On file | 0.01 mi |
| Bequia at Cove Towers | 50 | 1999 | On file | 0.01 mi |
| Princeton Place at Wiggins Bay | 36 | 1988 | none found | 0.21 mi |
| Wiggins Preserve | 128 | 1994 | none found | 0.21 mi |
| Wiggins Lakes | 84 | 1990 | none found | 0.23 mi |
| Princeton Place at Wiggins Bay | 37 | 1988 | none found | 0.23 mi |
| Princeton Place at Wiggins Bay | 37 | 1989 | none found | 0.26 mi |
Nearby condos
All Naples condo communities · Collier County condo communities
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Quote requests open soonFAQ
Does Montego at Cove Towers Preserve in Naples need a milestone inspection?
Yes, at 30 years from its certificate of occupancy, if it has three or more habitable stories; its SIRS filing reports 18 floors.
Has Montego at Cove Towers Preserve filed its SIRS?
DBPR lists a Montego at Cove Towers Preserve study completed May 16, 2025.
Corrections: condoduedate@agentmail.to · Deadline calculator